*This post may have affiliate links, which means I may receive commissions if you choose to purchase through links I provide (at no extra cost to you). Please read my disclaimer for additional details. Thank you for supporting the work I put into this site!
Everything I write and present on this blog is for information only. I am constantly learning and evolving. I am not an expert. Everything I write here is based on personal experience or my own thought processes.
I present different ways of thinking about various situations including life, business, and finance. If you have questions about how any of these topics specifically relate to you, you should hire an expert in that area. I also don’t always update this blog regularly so that means my idea or perception of a topic may be different now versus when the post was originally written.
I’M NOT A FINANCIAL ADVISOR
If you need financial or accounting advice, please consult with a knowledgeable professional in your area who can address your specific situation. This blog is not meant to replace the advice and instruction of a competent advisor.
If you are a child reading this blog, always consult an adult for assistance with anything you may see here.
If you are an adult, please make sure anything you read or try makes sense to you and, if need be, ask for help from an expert (I’m not one). You agree to take full responsibility for trying any ideas you see in this blog.
Hassle-Free Savings participates in affiliate advertising programs. If you click on a link on this blog it will likely result in me being compensated in some way. Theoretically, I could also receive affiliate income by referencing products, linking to websites and/or using product placement in photos or videos. I always present my own opinion, positive or negative, regardless of any affiliate sponsorship. That means that you can be sure that if I say I like something, I do (though that doesn’t mean you will).
I collect various information about my visitors. This helps me present better content. This information might include a name, email address, gender, location, etc.
I also may collect your interests, hobbies and other personal information via surveys and quizzes. This information is never sold or shared outside of businesses owned or run by Hassle-Free Savings unless we specifically have your permission to do so.
Your information may, however, be used from time to time to send you information about third-party products or services we think you may be interested in. Rest assured, those parties will not ever be given your information without your permission.
For example, we may have a box that appears if you are not an email subscriber but goes away once you subscribe. The website is able to do that because a cookie tells the site you are already a subscriber.
Cookies can also dictate what ads you are shown. Ever wonder how you can be looking at a book on Amazon, then go to your favorite website and there is an Amazon link for the same book…cookies help with that. If you don’t want cookies you can usually set up your browser to not accept them.
Mediavine Programmatic Advertising
The Website uses Mediavine to manage all third-party advertising on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website. The cookie may collect information relating to your use of the Website, information about your device such as the device’s IP address and browser type, demographic data and, if you arrived at the Website via a link from a third-party site, the URL of the linking page.
First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The “help” feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at www.allaboutcookies.org/manage-cookies/.
Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site.
The Website may collect IP addresses and location information to serve personalized ads and pass it to Mediavine. If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit https://www.networkadvertising.org/managing/opt_out.asp. You may also visit https://optout.aboutads.info/#/ and https://optout.networkadvertising.org/# to learn more information about interest-based advertising. You may download the AppChoices app at https://www.aboutads.info/appchoices to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.
Mediavine partners with the following data processors: