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Privacy Policy

*This post may have affiliate links, which means I may receive commissions if you choose to purchase through links I provide (at no extra cost to you). Please read my disclaimer for additional details. Thank you for supporting the work I put into this site!

Everything I write and present on this blog is for information only. I am constantly learning and evolving. I am not an expert. Everything I write here is based on personal experience or my own thought processes.

I present different ways of thinking about various situations including life, business, and finance. If you have questions about how any of these topics specifically relate to you, you should hire an expert in that area. I also don’t always update this blog regularly so that means my idea or perception of a topic may be different now versus when the post was originally written.

I’M NOT A FINANCIAL ADVISOR

If you need financial or accounting advice, please consult with a knowledgeable professional in your area who can address your specific situation. This blog is not meant to replace the advice and instruction of a competent advisor.

If you are a child reading this blog, always consult an adult for assistance with anything you may see here.

If you are an adult, please make sure anything you read or try makes sense to you and, if need be, ask for help from an expert (I’m not one). You agree to take full responsibility for trying any ideas you see in this blog.

AFFILIATE ADVERTISING

Hassle-Free Savings participates in affiliate advertising programs. If you click on a link on this blog it will likely result in me being compensated in some way. Theoretically, I could also receive affiliate income by referencing products, linking to websites and/or using product placement in photos or videos. I always present my own opinion, positive or negative, regardless of any affiliate sponsorship. That means that you can be sure that if I say I like something, I do (though that doesn’t mean you will).

PRIVACY POLICY

I collect various information about my visitors. This helps me present better content. This information might include a name, email address, gender, location, etc.

I also may collect your interests, hobbies and other personal information via surveys and quizzes. This information is never sold or shared outside of businesses owned or run by Hassle-Free Savings unless we specifically have your permission to do so.

Your information may, however, be used from time to time to send you information about third-party products or services we think you may be interested in. Rest assured, those parties will not ever be given your information without your permission.

COOKIES

We use cookies. Cookies help us track visitors, where they go, what they click on when they leave. Cookies also help our content adjust to your preferences.

For example, we may have a box that appears if you are not an email subscriber but goes away once you subscribe. The website is able to do that because a cookie tells the site you are already a subscriber.

Cookies can also dictate what ads you are shown. Ever wonder how you can be looking at a book on Amazon, then go to your favorite website and there is an Amazon link for the same book…cookies help with that. If you don’t want cookies you can usually set up your browser to not accept them.

EXTERNAL LINKS

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We may often link to other helpful blog articles or websites. Sometimes those will be affiliate links, sometimes they won’t be. Either way, we can’t control a 3rd party website. We don’t know how they will use your information or information they collect from you. Each site should have its own privacy policy page like this one. You should read it and understand it before continuing to utilize any third party site.

Mediavine Programmatic Advertising (Ver 1.1)

The Website works with Mediavine to manage third-party interest-based advertising appearing on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website.

First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The “help” feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at All About Cookies.

Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site. In the event you opt-out, you will still see non-personalized advertisements on the Website.

The Website collects the following data using a cookie when serving personalized ads:

  • IP Address
  • Operating System type
  • Operating System version
  • Device Type
  • Language of the website
  • Web browser type
  • Email (in hashed form)

Mediavine Partners (companies listed below with whom Mediavine shares data) may also use this data to link to other end user information the partner has independently collected to deliver targeted advertisements. Mediavine Partners may also separately collect data about end users from other sources, such as advertising IDs or pixels, and link that data to data collected from Mediavine publishers in order to provide interest-based advertising across your online experience, including devices, browsers and apps. This data includes usage data, cookie information, device information, information about interactions between users and advertisements and websites, geolocation data, traffic data, and information about a visitor’s referral source to a particular website. Mediavine Partners may also create unique IDs to create audience segments, which are used to provide targeted advertising.

If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit National Advertising Initiative opt out page. You may also visit Digital Advertising Alliance website and Network Advertising Initiative website to learn more information about interest-based advertising. You may download the AppChoices app at Digital Advertising Alliance’s AppChoices app to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.

For specific information about Mediavine Partners, the data each collects and their data collection and privacy policies, please visit Mediavine Partners.