Basic Overview of Dave Ramsey’s 7 Baby Steps

Ramsey proposes the 7 Baby Steps to Financial Freedom, a simple and easy to follow strategy. Each of the 7 steps of Ramsey's plan is meant to be done in order.

You need to make the firm and conscious decision of changing your financial habits. this is the most crucial part of the process if you ask me

This is the most significant thing you can do for yourself financially.  Having an emergency fund will let you cover these expenses without getting in debt or dipping into your savings

Save $1,000 to Start Your Emergency Fund

Putting this cash in an Online Savings account is a great choice since it will give you a good interest rate and you’ll have easy access to it if ever needed.

Where to Keep Your Emergency Fund

Gather enough to take care of at least three months’ worth of your bills and needs. This means your rent or mortgage, car payments, insurance, utilities, groceries, etc.

3 to 6 Months Emergency Fund


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