New to Cash Envelopes?

Here's What You Need to Know

The cash envelope system resonated with me because it helped with two things: 1) My propensity to use my credit cards and 2) My love for pretty stationery.

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What are Cash Envelopes?

Cash envelopes are paper or cloth envelopes used to hold cash and change for people using the cash envelope budget method. They can be plain or decorated, DIY or purchased.

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What is the Cash Envelope System?

The cash envelope system is a way of budgeting where you only use cash for your day to day spending. In order to stay on budget, this cash is separated into individual envelopes by category.

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Step 1 - Establish A Budget

First, you need to come up with a budget. It’s imperative to know the amount of money that you receive and the total amount of bills that you pay every month.

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Step 2 - Categorize Your Spending

Once you have made your budget, you need to categorize your spending. There are some categories that cash just may not make sense.

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